• We have developed our own financial modeling capabilities in-house and use it effectively to support planning.
• We have purchased financial modeling software from a third-party vendor and use it effectively to support planning.
• We need to improve our financial modeling capabilities and plan to develop appropriate tools in-house.
• We need to improve our financial modeling capabilities and need a good third-party application to do so.
• We don’t do financial modeling/forecasting.

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• Colleges will look the same as they do now with minor changes to account for new regulations imposed by federal and state governments.
• Liberal arts colleges will be forced to redesign their programs to respond to demands that degree programs prepare graduates for employment.
• Liberal arts colleges will shift their resources toward internet delivery for day and continuing education students in order to cut costs generated by new regulations.
• Vendors will provide very cheap standardized, virtual reality, courses that colleges will buy, replacing self-developed courses and full-time faculty.
• Vendors will provide very cheap standardized, virtual reality, courses directly to students, bypassing colleges.
• Multiple colleges will create implied or pseudo mergers in which they build a separate institution owned by the participating colleges that contains several or all of the preceding five scenarios.
• Other

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